Workers’ Compensation Medical Treatment
Accidents can happen to anyone and can occur at anytime, particularly in the workplace. A worker can get injured while lifting a heavy object, slicing vegetables, or slipping on a wet surface. Sometimes the injuries are minor. However, often they are serious, and require costly medical treatment.
Employees who suffer a serious injury at the workplace are entitled to a workers’ compensation medical treatment. The compensation amount can lessen the financial burden on the worker due to medical bills. In this post, you will learn what’s covered and what’s not under the worker’s compensation medical treatment law.
Overview of What’s Covered Under Workers’ Compensation Law?
Worker compensation medical treatment covers most of the injuries that occur on the job. Some of the injuries that are covered include back injuries, neck injuries, knee injuries, shoulder injuries, and carpal tunnel injury. In addition, chronic pain is covered under the worker compensation law. All medical costs involved in treating these injuries are covered from the initial diagnosis to actual treatment and follow-up.
Certain procedures that cost more than $1,000 require authorization in advance. A patient cannot be reimbursed if a prior approval is not taken.
What’s Not Covered Under the Workers’ Compensation Law?
Minor injuries such as scrapes, cuts, bruises, headaches, or small puncture wounds are not covered under the workers’ compensation medical treatment in. Also, you should note that no coverage is provided in case the injury occurs at a recreational event such as a corporate sports event or a picnic. Also, medical costs of injuries sustained while at an alcohol or drug rehab program will not be compensated through a workers’ compensation medical treatment plan.
Other situations when a worker cannot file compensation claim include the following:
- Commuter injuries
- When a worker is at fault
- Work-related stress
- Injuries that are not reported within the statute of limitation
In case you have been denied a medical treatment compensation for any reason, you should consider consulting an experienced worker compensation attorney. A lawyer who understands the ins and outs of the workers’ comp system will help you determine whether the insurance company had unjustly denied your claim.
An experienced attorney will help you navigate through the complex laws related to workplace injury. You will know how to get maximum possible compensation amount. The attorney will help you gather evidence that will prove without a reasonable doubt about the extent of the injuries that occurs at the workplace.
Our highly knowledgeable and customer-friendly staff will guide you through the case and ensure that you get the best possible representation resulting in the award of a suitable compensation for a workplace injury.